Compassionate Bankruptcy Guidance & Representation
Here to Help You Rebuild Your Life
Bankruptcy Attorneys in Los Alamitos, California
Filing for Bankruptcy?
Attorneys with Experience in California Bankruptcy Law
Are you struggling with debt? We can develop a personalized strategy to help you become debt-free once and for all. At the Law Office of Jacqueline D. Serrao, we are focused on helping our clients maintain their dignity and providing personalized representation to secure the best possible resolutions for their cases in a timely, cost-efficient manner.
We serve the needs of clients in Los Angeles County, Orange County, Riverside County, San Bernardino County, California and all the cities in between.
We can help you with the following bankruptcy and debt situations:
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Saving Your Home
- Rebuilding Credit After a Bankruptcy
- Creditors’ Rights
We take into consideration all elements of preparing your case and offer guidance. Bankruptcy can be used as a valuable tool for debt management, so we encourage you to find out more about it by discussing your case with our bankruptcy firm.
What to Expect
Approximately 20 to 40 days after the petition is filed, the debtor must appear at a 341(a) creditors’ meeting. There, the debtor and attorney meet with the Chapter 7 trustee. The trustee goes over the bankruptcy filing and asks if everything is true and correct. If the trustee has any other questions, he or she will usually ask right there. Creditors are allowed to attend these meetings in order to ask the debtor questions. However, this is a fairly rare occurrence. Normally, the debtor receives a discharge about 3 to 4 months after the 341(a) meeting.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 added requirements for a debtor to be eligible to file bankruptcy and to receive a discharge. Within 180 days before filing bankruptcy, the debtor must have received from an approved, nonprofit credit counseling agency an individual or group briefing that outlined the opportunities for available credit counseling and assisted the debtor in performing a related budget analysis. The briefing may be conducted by telephone or on the Internet. The debtor must obtain a certificate from the course and file it with the court. Also, 45 days after the first date set for the 341(a) meeting, the debtor must complete an instructional course on personal financial management approved by the United States Trustee and file a statement that shows that the course was completed. Please contact our office for more information about these credit counseling and financial management courses.
Get Started by Contacting Leibowitz Law Group Now!
We are proud to represent clients in Los Alamitos, Lakewood, Anaheim, Cerritos, and Long Beach, California.
Ready to move forward with your case? Schedule a free case evaluation with our dedicated bankruptcy attorneys in Long Beach. Se habla español!